What are the potential drawbacks of using PHP for integrating payment systems like credit card and direct debit payments?

One potential drawback of using PHP for integrating payment systems like credit card and direct debit payments is the security vulnerability of storing sensitive payment information directly in the code. To solve this issue, it is recommended to use a secure payment gateway service that handles the payment processing and securely stores the payment information.

// Example of using a secure payment gateway service for processing payments
$gateway = new SecurePaymentGateway();
$paymentResponse = $gateway->processPayment($paymentDetails);
if($paymentResponse->isSuccessful()) {
    // Payment successful, proceed with order fulfillment
} else {
    // Payment failed, handle error
}