What are the limitations of using HTML to display text on an image compared to PHP or JavaScript solutions?

When using HTML to display text on an image, the limitations include the inability to dynamically update the text without reloading the entire page. PHP or JavaScript solutions can overcome this limitation by allowing for dynamic text updates without refreshing the page.

<?php
$text = "Hello, World!";
$image = imagecreatefromjpeg('image.jpg');
$color = imagecolorallocate($image, 255, 255, 255);
$font = 'arial.ttf';
imagettftext($image, 20, 0, 10, 50, $color, $font, $text);
header('Content-Type: image/jpeg');
imagejpeg($image);
imagedestroy($image);
?>